Head to head
Onfido (Entrust) vs Stripe Identity
As a identity verification (kyc) API, Stripe Identity rates higher on the APIbenchmarks Index, 92.8 to 75, a 17.8-point gap. Here is how they compare on each criterion.
Criterion by criterion
| Criterion | Onfido (Entrust) | Stripe Identity |
|---|---|---|
| Documentation & DX | ||
| Reliability | ||
| Ecosystem & SDKs | ||
| Accessibility | ||
| APIbenchmarks Index | 75.0 | 92.8 |
Specifications
| Onfido (Entrust) | Stripe Identity | |
|---|---|---|
| Best for | Enterprise IDV with workflow orchestration | Developer-first ID verification for Stripe users |
| Free tier | No | First 50 verifications free |
| Pricing | Custom per-verification quote | Per verification (~$1.50 US) |
| Official SDKs | 10 languages | 11 languages |
Is Onfido (Entrust) better than Stripe Identity?
On the APIbenchmarks Index, Stripe Identity rates higher (92.8 vs 75). It leads on the four weighted criteria, but price is reported separately, so the best choice still depends on your budget.
Verdict in one line
Stripe Identity leads by 17.8 points (92.8 vs 75) and wins 4 of 4 criteria.
Winner by criterion
| Criterion | Winner | ||
|---|---|---|---|
| Documentation & DX | 80 | 96 | |
| Reliability | 86 | 92 | |
| Ecosystem & SDKs | 78 | 88 | |
| Accessibility | 50 | 95 |
Choose Onfido (Entrust) if… / choose Stripe Identity if…
- →your use case matches its focus: enterprise idv with workflow orchestration
- →documentation & dx matters most to you (96 vs 80)
- →reliability matters most to you (92 vs 86)
- →ecosystem & sdks matters most to you (88 vs 78)
- →accessibility matters most to you (95 vs 50)
- →you want a free tier to start (First 50 verifications free)
- →you need broad SDK coverage (11 official SDKs vs 10)
- →your use case matches its focus: developer-first id verification for stripe users
Pricing side by side
- Model
- Custom per-verification quote
- Free tier
- No
- Custom / Quote-based (Entrust IDV)Contact sales
- Typical annual commitment (reported)~$10,000 minimum / ~$60,475 median annual spend
- Model
- Per verification (~$1.50 US)
- Free tier
- First 50 verifications free
- Free tier$0
- Document + selfie verification~$1.50 / verification
- ID number / SSN validation~$0.50 / validation
- Custom / volume pricingContact sales
Vendor-published pricing, verified 2026-06-27 (Onfido (Entrust)) and 2026-06-27 (Stripe Identity).
SDK and language coverage
Both · 7
iOS (Swift)AndroidReact NativeJava (API client)PHP (API client)Python (API client)Ruby (API client)
Only Onfido (Entrust) · 3
WebFlutterNode.js (API client)
Only Stripe Identity · 4
JavaScript / Stripe.js (web)Server SDKs: Node.jsGo.NET
Strengths and weaknesses
- +Onfido Atlas AI engine with 10,000+ document micro-models gives broad global ID document coverage
- +Strong published performance: 95% of checks under 10 seconds and 90%+ first-time pass rates on Smart Capture
- +Onfido Studio no-code orchestration lets teams build and A/B multiple verification flows without redeploying
- –Opaque, fully quote-based pricing with large annual minimums makes it costly and hard to evaluate at low volume
- –Poor B2C/end-user sentiment on Trustpilot: frequent false rejections of valid documents and harsh selfie/liveness checks
- –Inconsistent processing speed reported by end users (sometimes fast, sometimes slow)
- +Native to Stripe, add KYC with no second vendor, contract, or dashboard if you already use Stripe
- +Excellent developer experience and documentation with a clean Verification Sessions / Reports API
- +Pre-built hosted verification modal in 50+ languages, customizable to your branding
- –No built-in AML/sanctions/PEP screening or ongoing monitoring, it is identity verification, not a full KYC/AML suite
- –Narrower workflow configurability than dedicated vendors like Persona, Sumsub, or Onfido
- –Effectively requires/encourages deeper lock-in to the Stripe ecosystem
Onfido (Entrust) vs Stripe Identity: questions
- Which has better documentation, Onfido (Entrust) or Stripe Identity?
- Stripe Identity scores higher on documentation and developer experience: 96 vs 80 out of 100.
- Which is more reliable, Onfido (Entrust) or Stripe Identity?
- Stripe Identity scores higher on reliability: 92 vs 86 out of 100.
- Do Onfido (Entrust) and Stripe Identity have a free tier?
- Onfido (Entrust): no free tier. Stripe Identity: yes (First 50 verifications free).
- How are Onfido (Entrust) and Stripe Identity priced?
- Onfido (Entrust): Custom per-verification quote. Stripe Identity: Per verification (~$1.50 US).
- Which has more official SDKs?
- Stripe Identity lists 11 official SDKs, Onfido (Entrust) lists 10.